Mortgage Pre-Approval Australia

Pre-approval (also called conditional approval) is a lender's indication that they would approve you for a loan up to a certain amount, subject to the property you ultimately buy and final verification. It lets you bid and negotiate with confidence.

What you need

• ID, payslips and tax returns (or BAS for self-employed)
• 3 months of bank statements
• A list of existing debts and credit cards
• Details of any other income (rental, share, bonus)