How to Refinance Your Home Loan in Australia

Refinancing means switching your existing home loan to a different product or lender. Done well, refinancing reduces interest costs, accesses equity, or restructures your loan around new goals (offset, splits, fixed periods, debt consolidation).

When refinancing makes sense

Your current rate is materially above the best comparable rates
You want to access equity for renovations or another investment
You want better features (offset, redraw, split)
Your circumstances have changed (income, structure, term)

Residential Finance — Australian Mortgage Brokers

Residential Finance is an Australian mortgage broker based in Sydney, NSW. We help home buyers, investors, first home buyers, refinancers, construction borrowers, SMSF borrowers, bridging borrowers and non-residents compare loans from a panel of over 40 Australian lenders — including the major banks, customer-owned banks and specialist lenders. Our service is free to borrowers.

Phone 1300 308 516. Email admin@residential.finance. Business hours Monday–Friday 9am–5pm AEST. Operating under Australian Credit Licence 502091 (Smith Investment Group Pty Ltd).

What we do

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